Looking for a same day loan?

Are you in need of a loan but you’re blacklisted? Get your Personal Loan at the best interest rates! Royaume Empire Financial Services is a nationwide brokerage with over 25 years experience in the credit industry that help clients all over South Africa to obtain PERSONAL LOANS UP TO R150,000.00

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Why Choose us?

Money in 1 Hour!

Get fast and hassle-free loans approved within just 60 minutes.

Helpfull Staff

Our friendly team guides you through every step with care and clarity.

Credit History Considered

We assess your application fairly, even if your credit record isn’t perfect.

NO UPFRONT FEES !!!

You will only pay at the end of the month after processing your loan application. You need to confirm this via Debi-Check which will also confirm the correct personal details that will allow us to proceed and speed up the loan process.

To Qualify

  • You must be between the ages of 18 and 65
  • Be a permanent SA resident
  • Be permanently employed
  • Your salary must be paid directly into your bank account
  • Your last payslip, or proof of income
  • Proof of home address (up to 3 months old)
  • 3 months’ bank statements

How to Improve Your Score

  • Make monthly payments on time
  • Don’t miss any credit card payments
  • Pay outstanding balances in full
  • Don’t end up in court for late or non-payment
  • Notify creditors immediately if you can’t make a payment
  • Don’t take out further credit when paying off debt
Find out More

Please note that all our lenders are registered with the NCR. See the below guidelines when applying for a loan:

ANNUAL PERCENTAGE RATES

Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 28%, monthly service fee R68.40, monthly repayment R4558.00. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.

RENEWAL POLICY

Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 28%, monthly service fee R68.40, monthly repayment R4558.00. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.

IMPLICATIONS OF NON PAYMENTS

There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.

If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.

This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.

Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.

PERSONAL LOANS UP TO R150,000.00

Are you in need of a loan but you’re blacklisted? Get your Personal Loan at the best interest rates!

Royaume Empire Financial Services is a nationwide brokerage with over 25 years experience in the credit industry that help clients all over South Africa to obtain PERSONAL LOANS UP TO R150,000.00

We apply for you at our panel of lenders that are all registered with the NCR.

What We Offer

  • Highly Competitive Interest Rates
  • Fixed, Minimum Monthly Repayments
  • Funds are paid straight into your Current Account
  • Quick, Hassle-Free Applications
  • Flexible Repayment Options (From 12 to 60 months)
  • Variety of Loan Options to meet your Personal needs

If your application is approved, the loan amount for which you qualify and as requested by you will be paid through electronic fund transfer. No cash payment will be made.

We’re here to help

Monday to Friday (8am to 5pm), and Saturday (8am to 2pm).

Whether you need quick cash for unexpected expenses or support with planning your next big step, our team is ready to guide you. We offer simple, transparent loan options tailored to your needs and treat every client with respect and understanding. No matter your financial situation, we’ll work with you to find a solution that fits—because your peace of mind is our priority.

  • +266 5884 2702
  • contact@royaume.co.za

We Assist Clients Nationwide!

Apply today for a Personal Loan up to R150,000.00!
High approval rate. Fast and simple loan application.

APPLY NOW